Agriculture & special risks
Who it is forCrop and livestock farmers, greenhouse and dairy operators, agribusinesses and cooperatives, and anyone whose risk does not fit a standard policy
Covers crops, livestock, greenhouses, farm buildings and equipment. Some insurers offer index-based products that pay out from weather or satellite data instead of a loss assessment in the field. Special risks are the ones that fall outside standard products, such as unusual assets or one-off ventures. If you are unsure whether something can be insured, ask us.
Questions we will ask
- What do you grow or keep, how much of it, and where?
- Is the land irrigated, and how has the weather affected you in past seasons?
- What would a bad season cost you, and what could you carry yourself?
Have ready: Farm location and size, crop or herd details, equipment list, records of past losses.